Though interest rates on Credit cards in Pakistan are comparatively very high, they bestow many benefits, from fret-free online shopping to cushy monthly installments and cash withdrawals. But pursuing the best credit card in Pakistan for all necessities is no less than a striving scramble.
With the existence of so many credit cards and each one endeavoring different benefits, choosing the perfect credit card can be baffling and challenging for you. But you don’t need to feel distressed; we have devised the solution to your dilemma after in-depth research.
In this blog post, we will impart information about the 5 best credit cards in Pakistan. So that you can pick up a better credit card considering your needs and benefits.
Standard Chartered Platinum Credit Card In Pakistan:
Platinum credit cards fetch luxury that most people can’t enjoy. We have chosen Standard Chartered Bank’s Platinum Credit as the first choice for you to partake in exquisite privileges.
This premium credit card offers a lot of lavished perks and rewards to users, making it a piquant offer for colossal people.
The major value propositions of a standard chartered platinum credit card in Pakistan are listed below:
- Discount offers
- Cashback offers
- Rewards and points
- Discounts on dining and meals
- Attractive payment plans
- Worldwide balance transfer and cash withdrawal facilities
Employed professionals or business owners 21 or older are eligible for this credit card. for more details visit SC.com/ You can find more details regarding the Schedule of Charges
HBL Platinum Credit Card:
HBL Visa platinum credit card is an intriguing choice with its plethora of synergies and great discounts and deals.
Following are the substantial attributes of this credit card that can assist you in attaining valuable achievements.
- This offers access to lounges at the selected airports with free snacks, drinks, wi-fi, and charging facilities.
- This credit card proffers a stellar rewards program. You get reward points on the spending of every 25 rupees.
- If you lose your Visa Platinum Card, help is merely a phone call away. Simply contact the Global Consumer Assistance Services (GCAS) hotline to get started.
- HBL Platinum Credit Card avails itself of a variety of deals and discounts across many cities in Pakistan.
- You can save money while dining and unwinding at top-notch hotels, eateries, boutiques, and spas.
- Moreover, the platinum visa credit card tenders a specialized Global Emergency Support Service for travelers traveling abroad to report lost or stolen cards, emergency card replacement, emergency cash advances, and other inquiries.
This credit card is enough to maintain a pampering lifestyle. for more information please visit the HBL Website. You can find more details regarding the Schedule of Charges
Bank Alfalah Visa Platinum Credit Card:
The 3rd best credit card on our list is the platinum credit card presented by Bank Alfalah. This visa platinum credit card furnished you with impressive advantages for your living and travel needs.
- A program for redeeming travel points is included with the Alfalah Platinum Credit Card called Jetsetter. With points, you may get a whole vacation package that includes air travel and enhanced hotel and airline reservations.
- With Alfalah Credit Cards, you may save money on anything from shopping to fine dining to luxury vacations.
- You can call the concierge service at 0800 22225 to order items from home with a Platinum Credit Card.
- EMI allows you to purchase household and recreational products with your Alfalah Credit Card and repay the transaction amount in equal monthly installments.
You can grab this credit card after applying through the official Bank Alfalah website.
Faysal Islami Noor World Credit Card in Pakistan:
Faysal Islami Noor World credit card in Pakistan gives exclusive access to indulge in comforts and memorable experiences.
A few of the features listed below make it a more appealing and beneficial choice:
- Enjoy up to 50% off dining and shopping at more than 300 businesses around Pakistan.
- Get twice as many reward points for every Rs. 50 spent abroad.
- Spending at some non-profit organizations earns you 3x Reward Points.
- Access to airport lounges in Islamabad, Lahore, and Karachi is free.
- You may play golf at the DHA Golf Club and the Karachi Golf Club Karsaz for four free visits per month.
- Get deals on Mastercard, Careem, and Cleartrip.
Taking care of people’s priorities, the card offers a spectacular range of Takaful products. For more details, you can visit the Faysal Bank Official site
Faysal Islami Noor Card Pakistan Schedule of Charges Jan 1, 2024 – June 30, 2024
- Primary Cards – Annual Fee Rs. 18,000/- (Reduced fee of Rs 1,500 based on the spending of Rs. 1,500,000 in 12 months)
- Supplementary Cards – Annual Fee Rs. 7,000/-
- Card Replacement Fees Rs. 900/-
- Balance Transfer (Fixed Tenor) on Installment Plan – Fixed Profit Rate 2% per month of transfer amount
- Balance Transfer (Open Tenor) on Installment Plan – Fixed Profit Rate 2.7% per month
*Balance transfer: The customer can avail of this facility only once against a Conventional Credit Card (only the principal amount) and the customer has to furnish proof of cancellation Installment Plan – Fixed Profit Rate 2% per month of the booked amount Returned Cheque Rs. 1,000/-Copy of Sales/Substitute Voucher Up to Rs. 2,000/-Card Conversion/Upgrade Fee Rs.850/-
Bank Al Habib Credit Card
Bank Al Habib Credit Card sprints convenience and simplicity.
Below are some of the lucrative advantages of the Bank Al Habib Credit Card that you can’t resist :
- There aren’t any annual or enrollment fees.
- There are no additional costs for up to three different cards.
- You get unrestricted access to online banking, e-statements, and SMS to check the status of your credit card whenever you choose.
- Reward Points equivalent in Pakistani Rupees 50% of total spending for every PKR is spent in the retail industry.
- FOREX premium costs are lowered by 60% on all international retail transactions.
- You can avail of a 3.5% Advance Cash Facility.
Conclusion:
In conclusion, credit cards in Pakistan offer remarkable value and perks as per your need.
We have chosen the 5 best credit cards from different sources, having additional benefits ranging from access to airport lounges to discounts and deals on dining and travel. Platinum credit cards offer the most winsome deals that most people don’t have.
These 5 best credit cards that can benefit you include the Standard Chartered Platinum Credit Card, HBL Platinum Credit Card, Bank Alfalah Platinum Credit Card, Faysal Islami Noor -World Credit Card, and Bank Al Habib Credit Card.
We have discussed the bonuses and rewards of each credit card in detail. You can choose the right one per your requirements and the perquisites you wish.
You would be more interested in reading Which Credit Card is best for you? Comparing Credit Cards by Major Pakistani Banks. – EcoFiney
